Beating the cost of your car insurance renewal quotation is really important because you don’t want the insurance companies to be making more money out of you than is needed. Don’t be like some drivers who just let the insurance company automatically renew their policy without even looking for a cheaper quotation. It’s really easy to beat your renewal quote, just following some of these ideas and you’ll be on your way to cheaper car insurance.

One big tip is to drive a less expensive car and one that has a smaller engine and would be classed into a low car insurance group. A ford focus or fiesta would be classed as a low insurance group. But, vehicles that are high performance sports cars or luxurious cars tend to be placed into much higher insurance groups and can be very expensive to insure, cars like BMWs and Mercedes. Insurance companies calculate the cost of premium on risk and if your car is cheap and a low performance car then you’ll probably get a cheaper priced quotation that a sports car driver

Also don’t try to added new modifications to your car such as the boy racer type body kits, spoilers and big exhausts as this can increase your premium. But adding an alarm to your vehicle or having an immobilizer can help get you a reduction.

Secure parking for your car is considered paramount in the eyes of some insurance companies and parking your car at night in a garage can earn you a good discount. Don’t park your car on the road where it is considered more likely to be broken into or vandalised. Believe it or not but depending on where you live can also have an affect on your insurance premium, as some places are considered high risk compare to others. City centre parking may cost more.

You can offer to pay more voluntary excess on the policy if and when you make a claim. This will help reduce the cost but consider this, if you do make a claim, then you will definitely have to pay this amount to the insurer before they can settle the claim for you. Just be careful here with this because you don’t want to have to pay hundreds of pounds if you have an accident. Just weigh up the costs and potential saving here. A good place to start is by looking at a Saga car insurance review, they have a great discount deal.

Now you have some great tips for you to be able to go out and beat the cost of your car insurance renewal quotation. Good luck!

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